About Us

The Stamford Postal EFCU will be closed on the following Holidays each year.

New Year’s Eve – Office closes at 12pm noon

New Year’s Day

Martin Luther King, Jr Day

President’s Day

Good Friday

Memorial Day

Independence Day

Labor Day

Columbus Day

Veteran’s Day

Thanksgiving Day
and Friday after Thanksgiving

Christmas Eve

Christmas Day


2001 West Main St.#165
Stamford, CT 06902

PHONE:
(203)-964-1229
(800)-811-5967 - TOLL FREE

FAX:
(203)-357-8121

HOURS:
MONDAY - FRIDAY
8:30 a.m. - 4:00 p.m. EST

ACCESS24 - Automated Tellerline:
(203)-964-1891
(866)-964-1891 TOLL FREE

CONTACT US:
Member Services

 

IRA's

Smart retirement planning begins early!

That’s because living the American dream after retirement takes more than modest means. And, the chances are good that many who are working today will not have enough in government or pension support to carry them later.

We want to help you plan for your golden years easily, conveniently, and regularly. We have discovered that those who begin retirement funding early and contribute on a regular basis are in the best position to enjoy many years of worry-free retirement. Saving seems easier too, because early savers can actually put away less each month than those who postpone saving and have to play catch-up.

Individual Retirement Accounts (IRAs) are an excellent retirement tool because of the tax advantages. The credit union offers traditional IRAs as well as Roth and Educational IRAs. Traditional and Roth IRAs have a combined contribution limit of $5,000.00 per year. Educational IRAs have a $2,000.00 per year limit.

TRADITIONAL IRAs:

  • All income taxes on dividends are deferred until you reach the age of 59 1/2.

  • Deposits may be tax deductible.

  • Penalties apply for early withdrawal (there are certain exceptions).

ROTH IRAs:

  • Deposits are not tax deductible.

  • No penalty for early withdrawal.

  • Earnings can be withdrawn tax-free at age 59 1/2.

EDUCATIONAL IRAs:

  • Earnings are tax free

  • Withdrawals are tax free provided that the funds are used for a higher educational purpose.

Please consult your tax advisor to see if this right for you.

 

     
Your savings federally insured to atleast $250,000 and backed
by the full faith and credit of the United States Government.
National Credit Union Administration, a U.S. Government Agency

 

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